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RV Insurance



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RV owners live their lives to the fullest, seeking adventures everywhere they go.

However, many assume that their standard auto insurance will cover their RV.

Not having proper insurance will cost you a pretty penny in case of an emergency.


WHY IS RV INSURANCE DIFFERENT?


RV insurance is a two-in-one: it protects the car aspect and home aspect, all in one.

Car accidents are only one thing you need to worry about. Break ins and other emergencies when your RV is parked should be insured.

RVs being larger than average means you will be on the hook for more. You need greater liability protection as an RV owner.



THE DIFFERENT TYPES OF POLICIES

There are different types of RVs and they require their own policies:

  • Class A covers RVs built like large commercial buses
  • Class B vehicles look like vans, but are big enough for you to stand in
  • Class C vehicles are basically vans and trucks

STANDARD MOTORHOME INSURANCE


As with any insurance, your policy will depend on your RV. These will usually need the same coverage as your car.

If you only intend to use your RV once or twice a year, you can get seasonal coverage. However, trailer RV’s will need coverage on and off the road.


OPTIONS FOR YOUR RV INSURANCE POLICY


These are things to consider when choosing a policy:


  • Insurance for full-time RVers
  • Camper liability — you are responsible for the inside and the outside
  • Extra bodily and property damage liability is more common than you’d think
  • 24-hour roadside assistance will save you in more ways than one.
  • Emergency expense money
  • Total loss coverage
  • RV contents coverage
  • Insurance for any ATVs you are towing, for any damages they receive

WHY WE'RE DIFFERENT


Cheap insurance is not the best insurance.

Most insurance policies function the same, but that doesn’t mean they are good for your needs.

There’s not one policy that will be the best for your RV – only a consultation will solve that.

Consider us your friends – we know that finding insurance is both costly and hard, which is why we specialize in doing it.

Contact us today to learn more about how we can protect your RV.



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