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ERRORS AND
OMISSION INSURANCE

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Mistakes happen no matter how experienced or professional you are.


LAWSUITS HAPPEN EVEN IF YOU DID NOTHING WRONG


A small clerical mistake, even one made by a trainee, could result in a lawsuit.

You must understand what your business liability insurance protects you from, because it usually does not cover these mistakes.

If a customer catches something you or your employee misses, it could be damaging in a lawsuit.

Not only may they refuse to pay, they may hold you responsible.

Errors and omissions (E&O) insurance policies will shield you from this and help protect you from these instances.



WHO NEEDS IT?


  • Doctors
  • Lawyers
  • Accountants
  • Architects
  • Engineers
  • Wedding planners
  • Printers
  • Building-trades contractors
  • Designers
  • Advertising agencies

Anyone with a business that has the potential of missing an error needs this insurance.



WHAT DOES IT COVER?

In short, this insurance will cover you if a customer sues you for the errors we mentioned earlier. These include negligent acts or errors and omissions that happened while in business, and financially, they cause a strain.

Errors and omissions insurance policies will cover everyone, from salaried employees to those who are hourly, as well as the owner. Even subcontractors are protected.

Every business has different risks and needs, so we tailor our policies to meet your needs. No two policies are ever the same.

The benefits of this policy include:


  • A monthly payment option
  • Coverage of temporary staff, full-time employees, and independent contractors
  • Past work, covering unforeseen claims, arising from work completed before you were even insured, to a pre-agreed date
  • Worldwide coverage as long as the claim is filed in the U.S., one of its territories, or Canada
  • Claims responsiveness, especially in the event of an insurance claim
  • Customized coverage for the specific risks of your field and industry
  • Knowledgeable agents who provide exceptional, passionate service
  • Coverage for contracts satisfying most standard contract insurance requirements

WHY WE'RE DIFFERENT

Cheap insurance is not the best insurance. Most insurance policies function the same, but that doesn’t mean they are good for your needs. There’s not one policy that will be the best for your business – only a consultation will solve that.


Contact us today to learn more.