Serving alcohol comes with risk. This insurance protects you from claims that patrons file as a result of intoxication.
If your business manufactures, sells, serves, or facilitates the use or purchase of alcohol, then you need liquor liability insurance coverage.
A lot of confusion surrounds liquor liability insurance, because it varies state by state. Darm Shop Laws are state laws that hold servers liable for the harm intoxicated people cause to others. Liquor Legal Liability has coverage for bodily injury or property damage that you could be held liable for. Host Liquor Liability Insurance Policies cover special events where you are able to serve alcohol.
The courts are holding businesses that serve liquor more accountable these days. Most businesses choose to operate without this insurance, unfortunately.
Fill out a form so we can help you find the right policy for your business.
If an intoxicated person leaves your bar or restaurant and commits vehicular manslaughter, your business could be held liable.
It’s important that you have the right insurance for such an incident because it would protect you from legal fees, court fees and any civil and criminal damages.
Most alcohol-related liability claims are because of fights and other altercations. The simple act of escorting an intoxicated person off the premises is enough for a battery charge. It’s important that you have the right insurance for such an incident because it would protect you from legal fees, court fees and any civil and criminal damages.
We have everything you need, such as:
Cheap insurance is not the best insurance. Most insurance policies function the same, but that doesn’t mean they are good for your needs. There’s not one policy that will be the best for your business – only a consultation will solve that.
Contact us today to learn more.