Every company wants to keep their employees safe, which is why workers compensation insurance is a must.
Workers compensation insurance is mandatory for every business, as it covers medical costs lost wages for injured or sick employees.
Workers compensation is a lifeline for your business, because it helps your employee get back to work as soon as possible.
This is the most important insurance you could have. It will protect you from paying for accidents out of pocket. It will also protect you from potential lawsuits.
Fault usually does not matter in most workers compensation cases. It is designed specifically so that employers are partly responsible for the cost of injuries, or diseases incurred on the job.
Since workers comp insurance typically only covers injuries or illnesses when they occur as a result of duties performed on the job or while at work, the scope of the coverage of the policy is limited to duties performed by employees.
Injuries that may be covered by workers comp insurance include lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury, due to fires or explosions.
Workers Compensation Insurance may cover:
It does not cover:
We have you covered for everything you need, including:
Cheap insurance is not the best insurance. Most insurance policies function the same, but that doesn’t mean they are good for your needs. There’s not one policy that will be the best for your business – only a consultation will solve that.
Contact us today to learn more.